Protect your income from the uncertainties of life
Life insurance (sometimes known as Life Assurance) helps provide financial security which pays out a lump sum to your dependents should you be diagnosed with a terminal illness or in the unfortunate event of your death during the term of the policy.
We’re built on what matters most. Safeguard your household with an Income Protection insurance policy that alleviates the financial burden while you’re recovering.
WHAT DOES IT COVER?
An Income Protection policy will pay-out a regular income for almost any injuries, accidents, disabilities, or illnesses that make you unable to work until you retire or are able to return to paid work.
One way or another, this policy protects you against any inability to earn money in the future. There is no pre-defined list of qualifying conditions. For example, one of the most common claims is for back injury or depression; as soon as your GP deems you are unfit to work and signs you off, you may be able to start claiming straight away.
HOW DOES IT WORK?
Essentially, an Income Protection insurance policy would replace your income in the event that an injury, accident or illness causes a significant interruption in your ability to work.
The freedom is yours:
1. You choose the amount of cover you require – think about your month-to-month expenses and outgoings as this is what you should be looking to cover yourself for.
2. You choose the amount of coverage and how long the protection would last for – this could be months or years.
The choice is completely up to you, but everything depends on getting the right policy. We’re here to offer you sensible advice according to your circumstances that will ultimately help you decide! For example, if you are 45 and want to be protected until retirement, you would choose a policy to run for 25 years, (until retirement at 70). We can offer income protection insurance nationwide from our Bournemouth based brokers.
THE INCOME PROTECTION PROVIDERS WE WORK WITH ARE:
CALL US NOW TO START SAVING
We are a friendly, helpful team of expert income protection advisors and would love to assist you.