IMPAIRED LIFE INSURANCE
Getting your risk factors in line for coverage with impaired life insurance
If you’re unable to get standard coverage due to certain medical conditions, high-risk hobbies, hazardous occupation, or other factors that could lead to reduced life expectance, get protected with Impaired life insurance.
WHAT DOES IT COVER?
Impaired life insurance protects those who have conditions or circumstances that impact life expectancy and typically fall under non-standard terms such as risky livelihood, considerably dangerous hobby, or certain medical illness. The rates and terms will vary depending on insurance providers and your risk factors and may be able to cover things such as:
- Any outstanding debt
- Mortgage
- Dependents
- Financial assets
HOW DOES IT WORK?
Impaired life coverage highly depends on your personal circumstances which you will have to provide in detail. If you are considered to be of higher risk, an exclusion may be applied to your policy, and premiums may be adjusted to accommodate your risk factors. It will also depend on your sum assured, your term of coverage, and type of policy.
Impaired Life Insurance
Let our friendly Bournemouth based insurance experts assess your situation and assist you step-by-step to match you up with the right impaired life insurance provider in obtaining coverage.
THE IMPAIRED LIFE PROVIDERS WE WORK WITH ARE:
IMPAIRED LIFE INSURANCE
We are a friendly, helpful team of expert impaired life insurance advisors and we’d love to assist you.