Contents insurance covers the loss related to the replacement or repair of your possessions in the unfortunate event of a covered peril, such as a fire, flood, theft, and malicious damage. Contents covered would be items you would normally take with you if you were to move houses such as furniture, entertainment, electricals, clothes, and jewellery – the list goes on and on.
Optional extras may be added to your Building or Contents insurance, including:
- Legal expenses cover – provides financial assistance in case you get involved in a dispute and need to pay legal costs
- Cover away from home – covers items you take away with you (electronics, jewellery, etc..) against theft, loss, and accidental damage.
- Accidental damage cover – insures your possessions against accidental damage caused by you, friends, family, or neighbours. Especially useful for homeowners with children or pets.
- Home emergency – protection against loss of essential services such as broken heating systems or burst pipes.